Weather Events

The Atmospheric Events coverage compensates for material and direct damages to the insured vehicle caused by: floods, overflows, inundations, tornadoes, hurricanes, storm surges, cyclones, typhoons, storms, cloudbursts, landslides, ground subsidence and collapse, avalanches, snowslides, and damage from snow, ice, and hail.

Important! This coverage can only be purchased when combined with Motor Third Party Liability and Theft and Fire coverage.

The coverage is granted with reference to the insured amount, represented by the commercial value of the vehicle at the time of subscription and in any case within the limit of €3,500 for each claim.

The coverage provides for a maximum of two covered claims per insurance year.

Two levels of coverage are available with different claim compensation limits:

• Basic: 15% deductible with a minimum of €500
• Advanced: 10% deductible with a minimum of €250

Important! You can choose this coverage only if it was already included in your previous policy or in case of a newly registered/transferred vehicle. In the event of a claim, the Company requires documentation proving compliance with these requirements. Failure to provide this documentation renders the coverage inoperative, and the Company cannot pay compensation.

For further information and details on the forms of coverage and the exclusions/limitations provided, read the information set.

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