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Car Liability Insurance with Prima

Prima Assicurazioni is the online insurance agency specializing in third party liability for cars, motorcycles, and vans.

Since 2015, thanks to a team of professionals, Prima has achieved a distinctive position in the Italian insurance market, quickly gaining the trust of customers and investors.

How does partner insurance work

Open the App

Open the Telepass App and check the end date of the policy.

Request a quote

Select the warranties that interest you and calculate the most convenient quote.

Purchase the policy

Confirm the new policy and pay at the end of the month on your Telepass account.

Discover the warranties

In the event of a negligent accident, the warranty covers damage to third parties caused by the insured vehicle, excluding damage to the driver and to the vehicle responsible for the accident.

  • Ceiling for individuals: €6,07 million. Ceiling for objects: €1,22 million.
  • No deductibles. Damages are entirely covered by Prima Assicurazioni.

It covers the physical damage suffered by the driver of the vehicle in the event of an accident. Ceiling: € 50,000. In the event of permanent disability, an excess of 3% will be applied to the compensation. If the driver, at the time of the accident, has not used the mandatory safety measures, the deductible is raised to 5% and the maximum payable sum is equal to 70% of the entire insured sum indicated in the Policy Sheet.

In the event of verified permanent disability of more than 30% and only if the mandatory safety measures have been used, no deductible will be applied.

It covers legal fees to help you resolve more complex situations, like when an accident occurs with an uninsured vehicle or when the other party involved in the accident refuses to fill in the Release of Liability Form. The warranty limit is €10,000.

It extends the liability coverage even in case of modest intoxication and other minor traffic violations. In the event of an accident, Prima Assicurazioni fully waives compensation in the following cases:

  • The driver has a blood alcohol content higher than the maximum allowed (up to 0.3 g / l over the legal limit).
  • The vehicle is not up to date with the inspection.
  • Passenger transport is irregular (e.g. no seat belts in the rear seats).

It protects the price of your renewal policy from possible increases, even in the event of a negligent accident. All things being equal, the premium for the renewal of the policy cannot be greater than the premium paid in the current year, even in the event of a negligent accident. The warranty does not apply if you are involved in 2 or more negligent accidents.

It covers damage to the insured vehicle resulting from theft and robbery, even if only attempted, and from fire.

Deductible: 15% of the damage at your expense, minimum € 400. The rest is covered by Prima Assicurazioni.

It covers breaking or chipping damage to the vehicle glass while on the road. Glass repair is free; the replacement of the damaged glass entails a deductible of €200. By contacting a center affiliated with Prima Assicurazioni, the deductible for the glass replacement will be only €50 with a ceiling of €600 (10% of the value of the insured vehicle).

It covers damage to the vehicle in the event of a negligent accident involving other registered vehicles. Ceiling: In the event of a accident, the maximum compensation is €3,000.

Deductible: You are responsible for a €250 deductible, the rest is covered by Prima Assicurazioni.

For more information see the information set

USEFUL NUMBERS

Call Prima's dedicated numbers

Customer care

02 72 62 64 62

clienti@prima.it

Mon-Fri 8.30/19.30, Sat 9.00/13.00

Claims management

02 72 62 64 64

sinistri@prima.it

Every day, 24 hours a day

In case of an accident

  • Assist any injured individual.
  • Photograph, if you can, the place of the accident and anything else that you consider useful.
  • Fill in the Release of Liability Form.

Make sure to always report an accident within 3 days from when it occurred or from the date you became aware of it. Call 02 72 62 64 64 (every day, 24 hours a day). Send an email to sinistri@prima.it, providing the driver's details, the vehicle license plate, and a brief description of the dynamics of the accident. Remember to also attach a scan or photograph of the Release of Liability Form.

Send your claim for damages to Ufficio Centrale Italiano. For more details: www.ucimi.it.

Check the Consap S.p.A. website for details on the procedure to follow: www.consap.it/fondi-e-attivita/mondo-assicurativo/centro-di-informazione-italiano.

Send your claim for damages to Consap S.p.A. - Fondo Garanzie Vittime della Strada. For details: www.consap.it, under the section Fondo di Garanzia per le Vittime della Strada.

FREQUENTLY ASKED QUESTIONS

How can we help you?

There are no additional costs.

Using the Telepass App, you can easily calculate the estimate and proceed with the immediate purchase simply by clicking on "Car Insurance" in the Insurances section.

Once you have purchased your policy, the Certificate and contractual documents will be sent to you via email. You will also be able to view the same documents under the "Policies Archive" section on the App.

The Car Insurance service offers Telepass Business customers the possibility to purchase, through the Telepass App, Car Insurance policies and additional warranties issued in partnership with insurance companies.

In the specific, upon approval from the insurance company, you can add the following additional warranties to your policy:

  • driver's personal injury;
  • theft and fire;
  • liability;
  • glass & windshield protection;
  • Kasko collision;
  • claim protection;
  • bonus protection.

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